Project on Commercial Paper Research Example | Topics and Well Written Essays - 2250 words

Project on Commercial - Research Paper Example It carries shorter repayment dates than bonds and is usually sold at a discount from face value. Interest increases with the increase in the maturity of the promissory note. However, it is notable that interest rates fluctuate at market conditions given that it is these conditions that dictate the interest rates at any moment. Basically, the interest rates are lower than bank rates making it easier for the corporation to pay at better rates. A major benefit of Commercial Paper  is that it  does not need to be registered with the Securities and Exchange Commission  (SEC) as long as it matures before 270 days, making it a  very cost-effective means  of financing. The proceeds from this type of financing can only be used on current assets (inventories) and are not allowed to be used on fixed assets, such as a new plant, without SEC involvement. That is why, if the funding meets the above qualifications, it can be issued without the involvement of the Federal Government regulat ion (Stephen, 127). For the most part, Commercial Paper is a very safe investment since the financial situation of a company can easily be predicted over a few months. Furthermore, only companies with high  credit ratings and credit worthiness have the capacity to issue Commercial Paper. Commercial Paper is usually issued  in denominations of either a hundred thousand dollars or more. Therefore, smaller investors only invest indirectly in Commercial Paper through money market funds. This makes business growth to be predetermined by the type of business that one owns. The more stable the credit status, the higher the chance that the company or premise will acquire a business loan from the bank. Discount rates offered have been found to be very diverse depending on the type of data that and transaction being carried out. There are different ways in which the company can trade in the Commercial Paper. There is the

Green supply chain management and logistics

Green supply chain management and logistics It has been rising in alertness of the surrounds in the last little decades. Other persons are attentive of the worlds environmental attempt such as overall temperate, poisonous import meeting, and falling in non-replenish property. The management has out movement to carry this problem to people. A number of organization react to this by relate green values to their rumba company, such as using green friendly raw material, reducing the usage of gasoline power, and using the recycle allow for covering. The green principle was complete to much section within society, including supply chain. Green supply chain management (GSCM) was rising in the last little period. This idea covers every stage in industrialized from the first to the last step of life cycle, i.e. starting product plan to recycle. Not just manufacturing, but GSCM can also be used to other business sector such as management, culture and services. The reason of this file was to describe the crash of green to the supply chain management. It started with the meaning of GSCM to the company in different levels or what factor that power the company to agree the GSCM. This factor can be regard as by different drive such as management, whole market, industry, competitor, and inside the company. Since GSCM can be convenient to a variety of areas within the company, this paper also talks about the performance of GSCM to several areas. In addition, some examples of GSCM submission were recognized to support the commencement. Introduction At the current time, many companies have in progress to accept main attempt just before launch Green Supply Chain Management (GSCM) initiatives (Srivastava, 2008; Zhu et al., 2007). The concept of GSCM include green initiative in inbound logistics which counting green purchasing, eco-design, production, outbound logistics which counting reverse logistics. These initiatives engage supplies suppliers, service supplier, vendor, distributors and end users that successful mutually to decrease or get rid of poor green impact of their concert (Vachon and Klassen, 2006). The logistics industry manages the flows of goods, services and in order across consumers and supplier allowing the incorporation of supply chains in which victory in incorporate worldwide supply chains starts with the capacity of firm to move goods across boundaries swiftly, regularly and sensibly. An aggressive and capable logistics sector is central for all economy and is a vital element of do business. So, logistics management plays an important role in GSCM. This is support by Skjoett-Larsen in which he claim that with the fast development of the GSCM, the sense of green organization for the logistics industry has greater than before very much. then, the review done by Capgemini Press discharge show that the greening of the supply chain will have an increasing speak to on in logistics presentation such as network plan, transfer modes used, warehousing, collection of paraphernalia, business process, behaviours and sense of balance. so far, few company swiftness green ability as a make a choice part when choose 3rd celebrations Logistics (3PL) partner in which 46% of respondents thought that the result of supply chain operation on the surroundings was a issue alert when select 3PL (Capgemini Press Release). In order to take produce and services to consumers more environmentally, so, logistics service donor need to talk to extra care on green issue (Murphy and Poist, 2003; Sarkis et al., 2004). For example, United Parcel Service (UPS), a universal logistics service supplier uses route development software and an internet related organization in their logistics service procedure to reduce the release of greenhouse gas as well as to keep oil expenditure (Lin and Ho, 2008). incorporate green innovation into logistics armed is good-looking a significant issue for the logistic urban. Examples of Green Logistics Green transportation: The green transport refers to build up a type of oil with the smallest total pollution as the power to try to put into rehearsal the multi-transportation and part mode. Accurately, repair up the transport can in this way think the litter, inferior the price and lift the part level. Green storage: The green storage space refers to endorsement the urban development in the extension of goods-storing to keep the manpower fee, functioning the environmentally friendly goods to sterilize the storage space goods, receipt the process of centralized-stock to reduce the radicalization to the vicinity and reduce the poor result of the warehousing on the rest. Green packing: The green pack up refers to a type of product pack up that will not cause the green litter. The pack equipment should save the property and decrease the packing dismiss also, it is believed to be used and renew after use as well as live in little ground while bury in tell to be rotten only. Reverse logistics: The reverse logistics is dissimilar to the recognized supply chain, it assign to practically removal or recuperating the price by growth, managing and dominant the raw material, centre stock, final goods and relative in order starting customer put to start directly. Green innovation: The green development refers to recital the improvement such as information and statement knowledge, natural knowledge, monitor technology and a combination of correct technologies in the succession of logistics management. The request of the greater innovation enables the project to get better green management, strongly. However, about to Lin et al. (2009), green innovation is the build up more linked technology with study innovative knowledge by training and educating the employees to suit knowledge employees. These learn but, will only talk to the subject of green innovation in logistics as a centre of this study. It is plan that a green improvement in logistics is a excellent area of study and apply that have the promising to provide imperative income to the firm and the culture. Factors influencing to Introduce Green Supply Management Rapid changes in the business situation, including increased internationalisation and worldwide competition, but also social and environmental trends, such as climate change, population growth and aging, wealth accumulation and distribution, nutrition, health and education, affect companies supply chains in various ways, resulting in new and evolving desires on supply chain design. famous features of chief green supply chains comprise an accent on life cycle appraisal, asset competence, and waste reduction and service innovation and recycling. execute successfully, GrSCM stimulates product and service innovation, improve asset deployment, and deepens customer relationships and service levels through a shared focus on reducing misuse and price. Some examples to show the impact on supply chains Wal-Mart, which in 2005 launch a sweeping business sustainability strategy, recently set the goal of a 5% decrease in packaging by 2013. The retail giant expect the cut in packaging will save 667,000 metric tons of carbon dioxide from incoming the impression. Moreover, the company anticipate $3.4 billion in direct savings and roughly $11 billion in savings diagonally the supply chain; Nestlà © employs an ongoing, company-wide sustainability program that has generate significant environmental and financial profit. The company has apply the plan to its use of product packaging by initiate an incorporated advance that favours source decrease, re-use, recycling, and energy recovery. In exacting, the companys packaging material savings between 1991 and 2006 led to $510 million in savings, worldwide, according to Nestlà ©s corporate website; Heineken committed to reduce fuel and electricity use through its Aware of Energy program. The company said in its 2006 sustainability story that it designed to reduce fuel and electricity costs by 15% between 2002 and 2010. At the time of the Diamond report, Heineken had achieved savings of 6%-even after the achievement of new breweries. Benefit of GSCM Speaking of greening the supply chain, one might think only banning toxic chemical matter usages or reducing release or waste to the situation. However, it is much more than just a plain reducing usage and litter. Accordingly, the profits are not limited only less poisonous consuming or less waste. The GSCM principle can be apply to all departments in the organization. The effect of GSCM expand to all area, both physically and imperceptibly. Some studies mention benefits of adopt GSCM, such as (Stevels, 2002). He established the benefits of GSCM to dissimilar roles of supply chain including environment and society in terms of different categories: material, immaterial, and sensation. For material, GSCM helps lower environmental load for environment, minor cost prices for supplier, lower cost for producer, lower cost of rights for customer, and less consumption of income for society. In terms of irrelevant, GSCM helps overcoming bigotry and doubt for environment, less rejects for supplier, easier to manufacture for producer, expediency and fun for customer, and better agreement for society. For passion, GSCM helps motivation of stakeholder for environment, better figure for supplier and producer, feel good and quality of life for customer, and make industry on the right path for society. He also provides example of company that were successfully adopt GSCM. In (Duber-Smith, 2005), he identified ten reasons that the company should accept the green: aim marketing, sustainability of resources, lowered costs/increased efficiency, product demarcation and competitive benefit, reasonable and supply chain pressures, adapt to directive and reducing risk, brand character, return on asset, employee morale, and the moral necessary. Implementation of Green From product lifecycle idea, the cycle starts at the conniving of product. According to (Srivastara, 2007), literatures connected to green design underline both environmentally mindful design and life cycle assessment. In designing a product, the designing team can alter the raw materials or substances used in the manufacturing to be less poisonous, more environmental gracious. Some terminologies are related to design for green such as design for environment or EcoDesign. An paradigm of green product is cross car. Due to the rising demand and falling amount of fuel, automobile manufacturers needed to redesign the engine that consumes no or less gas. Hybrid car has been initial from day to day. One article about automobile design is (McAuley, 2003), he discuss the green design of automobile, which tend to change to higher lightweight materials and less materials in vehicle design. In designing a product, the manufacturing company needs a high level of support with their suppliers. An example for the research on supplier-manufacturer cooperation in EcoDesign is (Stevels, 2002). He also offered two examples of successful green supply programme between manufacturer and suppliers. In manufacturing process, the company can be relevant green by several methods to reduce the energy and resource expenditure. This is where recycle and recycling are referred. Several papers provided green practices such as (Duber-Smith, 2005). He suggested some practices including reducing energy use, recycle and reuse, using environmental and harmless materials, minimize harmful emission, and minimize or remove waste. In a Chinese sugar manufacturer, Guitang Group can reduce the wastes and improve their financial performance by using waste from the upstream as raw materials for downstream production (Zhu Cote, integrate Green Supply Chain into An developing Eco-Industril Development: A Case Study of the Guitang Group, 2004). Further than design and manufacturing, other department in an organization are concerned with the green. Purchasing could become an main agent for change regarding ecological initiatives in the supply chain (Preuss, 2001). In (Walton, 1998) article, he conducted a qualitative study to survey the main areas for change to increase purchasings impact on situation. As mentioned prior, not only manufacturer, other supply chain roles got impact from GSCM also. For a largest dealer in the U.S., Wal-Mart has an interesting story of adopting GSCM to their organization. In October 2005, Wal-Mart CEO committed the company to 3 goals: to be supplied 100% by renewable energy; to make zero waste; and to sell products that maintain Wal-Marts resources and the situation, and Wal-Mart was launching a business sustainability strategy to considerably reduce the companys impact on the global environment and become the most competitive and innovative company in the world (Plambeck, 2007). In this study, she provide 8 practices occupied with 14 network partner. Barriers of Applying GSCM In (Zhu Cote, Integrating Green Supply Chain into An Embryonic Eco-Industril Development: A Case Study of the Guitang Group, 2004), they studied the addition of green supply in sugar industry. They mention three barriers: maintaining close relations with their main suppliers, obtain a larger market share through opposition with other market share through opposition with other familial sugar refineries by improving product quality and reducing costs, and ensuring the sustainability of their operations including reducing the environmental impact. At the same times, there are some research studied barriers of applying GSCM from suppliers perception. An example of suppliers barrier is (Wycherley, 1999), he conducted a qualitative study on the suppliers barriers of GSCM performance for an environmental-friendly figure products like the Body Shop. Successful Stories Several studies were tentative study about a company succeed in apply GSCM, various in dissimilar industry such as electronics, automobile, furniture, and packaging. An example of Electronics Company is Advanced Micro plans. Advanced Micro Devices (AMD ) wanted to be renowned as a sustainable organization. They required to better mage the risk of a would-be supply chain and work jointly with suppliers to identify option materials and gear to reduce environmental impact. Moreover, they were drove by their customers, investor, and non-governmental organization groups superficially (Trowbridge, 2001). In packaging Industry, results from review showed that green supply chain practice were absolutely related to operational concert. Also, the green supply chain practices were moving the portion of resources amongst 3 types of environmental technologies: pollution anticipation, pollution manages, and management system (Vachon, 2003). Conclusion Studies stress the force on supply chain design to supply products that are environmentally friendly in their source, production, release, usage and disposal. Not just for advertising purposes or green washing. While companies sometimes limit innovation to remote flagship products, benefit their reputation by association, the real brave is to normal them across active product range. Greening the supply chain is an industry issue that will only gain substance over the years to come. Utilising network design, optimisation and planning systems, which include, for instance, carbon footprint consideration, but also source, procurement and end-of-life, will therefore be a vital collaborator in greening the supply chain and provide supply chain executive with a transparent view of the whole supply chain. Although sustainability programs may vary by industry, the essential needs for intelligibility, communication and association are alike.

Disease Outbreak :: Epidemic Short Story Essays

Disease Outbreak An inhuman sound disrupted my peaceful slumber. My eyes shifted slowly toward my clock. The red numbers confirmed my suspicion. "Christ," I thought to myself. "3:30 in the morning. This is going to be a bad day of work." I pushed my blankets off of me and sat up in bed. To my left, the sheets were already pushed back and Marissa was nowhere to be seen. At first, I didn't make the connection; I was too tired from working 12-hour shifts at the hospital and thinking was not my number one priority right now. With another intense day ahead of me, I wanted every second of sleep I could possibly take. I was about to fall asleep when the noise shook my soul again. It reminded me of a chain-smoker who suffered from emphysema. Now fully awake, I walked towards the bathroom. The noise appeared to come from there and as I approached closer, my heart began to race. Marissa was doubled over on the bathroom ground, moaning in deep physical pain. I quickly lifted up her body and held her in my arms. Her skin felt like fire as I held her up. She looked at me with glassy eyes and mumbled, "Rick, I don't feel too good." "Just try to be quiet and let me take care of you. You probably have just a stomach flu, nothing else." I was trying to convince myself more than her. Cautiously, I began to [keep] a simple checkup on her. Her pulse was racing, well above any healthy level. She appeared to suffer from stomach pains and peered into the toilet and despite its soupy appearance still had the faint appearance of last night's dinner. "It's just a stomach flu, right?" That is what her symptoms told me, but something was wrong with it. Marissa was the perfect picture of health. She always liked to do nature walks, go to the gym regularly, and followed a balanced diet. Deep down, I knew that if it was the stomach flu, I would be suffering from it too. My mind jumped back to the hospital locker room wall where a notice hung in bold red letters: "WARNING! Be extra cautious with patients showing flu and stomach flu like symptoms. Disease Outbreak :: Epidemic Short Story Essays Disease Outbreak An inhuman sound disrupted my peaceful slumber. My eyes shifted slowly toward my clock. The red numbers confirmed my suspicion. "Christ," I thought to myself. "3:30 in the morning. This is going to be a bad day of work." I pushed my blankets off of me and sat up in bed. To my left, the sheets were already pushed back and Marissa was nowhere to be seen. At first, I didn't make the connection; I was too tired from working 12-hour shifts at the hospital and thinking was not my number one priority right now. With another intense day ahead of me, I wanted every second of sleep I could possibly take. I was about to fall asleep when the noise shook my soul again. It reminded me of a chain-smoker who suffered from emphysema. Now fully awake, I walked towards the bathroom. The noise appeared to come from there and as I approached closer, my heart began to race. Marissa was doubled over on the bathroom ground, moaning in deep physical pain. I quickly lifted up her body and held her in my arms. Her skin felt like fire as I held her up. She looked at me with glassy eyes and mumbled, "Rick, I don't feel too good." "Just try to be quiet and let me take care of you. You probably have just a stomach flu, nothing else." I was trying to convince myself more than her. Cautiously, I began to [keep] a simple checkup on her. Her pulse was racing, well above any healthy level. She appeared to suffer from stomach pains and peered into the toilet and despite its soupy appearance still had the faint appearance of last night's dinner. "It's just a stomach flu, right?" That is what her symptoms told me, but something was wrong with it. Marissa was the perfect picture of health. She always liked to do nature walks, go to the gym regularly, and followed a balanced diet. Deep down, I knew that if it was the stomach flu, I would be suffering from it too. My mind jumped back to the hospital locker room wall where a notice hung in bold red letters: "WARNING! Be extra cautious with patients showing flu and stomach flu like symptoms.

Raising Bilingual Child

Some would argue that being a parent or a child existing in a bilingual environment may be only of an invaluable merit. This is true, with the assumption that both parties have similar expectations or do not have any that would conflict them and there is no the outside or a so called family pressure. Let us dwell to some extent on the merits. To begin with, the unquestionable advantage children would experience is the exposure to double language environment. If the learning process is not impacted by any negative factors, the language acquisition comes naturally and bilingualism is found as if the person were always a native speaker belonging to both speaking communities. The language command is easy and does not strain the speaker. A child has contact with two cultures represented by two languages and is exposed to sometimes two various communities differing in race, beliefs, religion, creed, values and geographical location. Secondly, bilingual children are more open to changing environments and have better learning abilities. Their intelligence may be of a higher level but not in a sense of the possessed IQ. Bilingual children are more creative and have learning flexibility. They are characterized by a better sense of the language as well as greater accuracy in choosing language vocabulary and structures for expressing themselves. Children who enjoy a multilingual education can transfer knowledge of one language to another, which allows for deeper comprehension. On the other hand, the most easily overlooked drawback to taking multilingual path is that it requires more effort on the part of the parents. Raising a bilingual child is a commitment, long-term investment in a child. It will demand extra effort on parent’s part to provide enough language exposure, extra encouragement, keeping language rules consistent, and if it possible find the best multilingual school or after school supplementary education program for a child. In addition, there comes a question what language is the basis for the thinking process. The exposure and learning of two languages simultaneously demands an extra brain and emotional effort as a child needs to find himself in two language ruled worlds and to find his/her way through. There might be some conflicts or creation of emotional barriers to acquire and use more sophisticated language structures in both languages at the same time. Taking everything into account, raising a bilingual child in a monolingual country can be challenging, however, learning an extra language is easier during childhood when the human brain is absorbing everything like a sponge. Arming a child with more than one language can lead to more job opportunities, as well as the ability to connect to more people, both socially and professionally.

Kite Runner Connections with Skrzynecki

The Kite Runner is set in Afghanistan, about a young boy named Amir who feels that he must win the kite tournament in order to redeem himself to his father. Because his mother died while giving birth to Amir he feels somehow responsible for his mother’s death. His servant is his best friend, Hassan, who runs the kite for him. Amir feels as though he is not acknowledged or accepted by his father, therefore not feeling a sense of belonging when Baba (father) shows his love toward Hassan. This motivates Amir to not do anything about Hassan’s rape which later leaves him with guilt. Those who do not belong may commit acts that are not within their desire in order to belong. For example, after Hassan was raped Amir lied to his father saying that Hassan stole his watch and money from him causing them to be kicked out of their house as servants. Amir’s thoughts were that once Hassan had left, Baba’s love would be pointed toward him only, hence giving him a deeper sense of belonging to his father. Hassan on the other hand felt as though he belonged to the Afghan home of Baba and Amir even as a servant as he is treated with the same respect as the members of the family. However being Hazara’s, a minority ethnic group, Hassan would not have felt a sense of belonging on the macro scale for the reason that his rape was motivated due to the ethnic group he is from i. e. the minority in Afghanistan who are continuously discriminated against. After the Soviets invaded Afghanistan the country became a war-zone causing Amir and Baba to flee the country leaving all the memories and reminiscences in their country. Connections are shown with several of Skrzynecki’s poems, for example, St Patricks College. In St Patricks College it is signified that the poet has been at his school â€Å"for eight years† however he has still formed no sense of belonging. This connects with the relationship that Amir has with his father, Baba. Baba has raised Amir on his own for almost a decade however Amir feels as though Baba does not love him causing him to feel an insignificant amount of belonging